Habitat for Humanity of Gaston County Homeownership Program

Administered by: Habitat for Humanity of Gaston County (Habitat Charlotte Region) · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable Habitat-built home with a Habitat mortgage (Zero-Interest Loan)

Affordable mortgage through Habitat for Humanity with no-profit, no-interest terms.

Eligibility

  • Income limits: Household income must fall within 30%-60% of HUD Area Median Income. Minimum annual income of $40,000.
  • First-time buyer required: No
  • Geographic restrictions: Must have lived or worked in Gaston County for at least 6 months.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Gaston County Homeownership Program

Step 1: Contact Habitat for Humanity of Gaston County at 704-864-6536 ext. 115 to learn about qualifications and the application process.

Notes

Applicants must provide 325-500 sweat equity hours. Two years of continuous employment required, with at least one year at current job (or 3+ months if switching for better pay/benefits). Most participants complete the program in about 2 years. Since 1989, the affiliate has built more than 125 homes in Gaston County.

Cities Where This Program Is Available