Habitat for Humanity of Greater Baton Rouge

Administered by: Habitat for Humanity of Greater Baton Rouge · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home sold at no profit with a zero-interest mortgage (Zero-Interest Loan)

No-interest mortgage. Monthly payments including insurance and taxes approximately $375, roughly 62% lower than average fair market rent for a 3-bedroom apartment.

Eligibility

  • Income limits: Household income between 27% and 80% of median family income.
  • First-time buyer required: No
  • Geographic restrictions: Greater Baton Rouge area.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Greater Baton Rouge

Step 1: Apply through Habitat for Humanity of Greater Baton Rouge. Must demonstrate housing need, ability to repay the cost of the home, and willingness to complete at least 255 hours of sweat equity and attend homeownership classes.

Notes

Not a traditional DPA program. Habitat builds or rehabilitates homes and sells them at no profit with zero-interest mortgages. Over 35 years, Habitat has built or rehabilitated 417 homes in the Greater Baton Rouge area. 255 hours of sweat equity required.

Cities Where This Program Is Available