Habitat for Humanity of Greater Miami Homeownership Program

Administered by: Habitat for Humanity of Greater Miami · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage with no down payment required (Zero-Interest Loan)

Homeowners pay an affordable, zero-interest mortgage (no more than 30% of household income). Sweat equity hours are required.

Eligibility

  • Income limits: Must demonstrate financial need. Household income typically between 30% and 80% of Area Median Income.
  • First-time buyer required: No
  • Geographic restrictions: Must live or work in Miami-Dade County.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Greater Miami Homeownership Program

Step 1: Visit the Habitat for Humanity of Greater Miami website to check when the homeownership application cycle is open. Complete financial education before closing. Sweat equity hours are required as part of the program.

Notes

Enrollment opens periodically. Check the website regularly for application announcements.

Cities Where This Program Is Available