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Habitat for Humanity of Greater Newark Homeownership Program

Administered by:
Habitat for Humanity of Greater Newark
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Below-market-price home purchase with income-based mortgage
Income-based mortgage with affordable monthly payments. Families contribute 200 sweat equity hours.

Eligibility

  • Income limits:
    Gross annual family income between $25,000 and $74,500 depending on household size
  • First-time buyer required: Yes
    Must be a first-time homebuyer
  • Geographic restrictions:
    Serves Essex, Hudson, and Union counties in New Jersey
  • Homebuyer education required: No

How to Apply for Habitat for Humanity of Greater Newark Homeownership Program

Attend an orientation session as the first step. Contact Habitat for Humanity of Greater Newark at (973) 624-3330. Selection process, building, and sweat equity can take up to 24 months.

Notes

Families purchase Habitat-renovated or newly built homes at or below cost. Must demonstrate need for housing, ability to be a responsible homeowner, and willingness to partner with Habitat.

Cities Where This Program Is Available (8 cities across 1 state)