Habitat for Humanity of Greater Newark Homeownership Program
Funding status: Active
How much assistance
Below-market-price home purchase with income-based mortgage (Zero-Interest Loan)
Income-based mortgage with affordable monthly payments. Families contribute 200 sweat equity hours.
Eligibility
- Income limits: Gross annual family income between $25,000 and $74,500 depending on household size
- First-time buyer required: Yes — Must be a first-time homebuyer
- Geographic restrictions: Serves Essex, Hudson, and Union counties in New Jersey
- Homebuyer education required: No
How to Apply for Habitat for Humanity of Greater Newark Homeownership Program
Step 1: Attend an orientation session as the first step. Contact Habitat for Humanity of Greater Newark at (973) 624-3330. Selection process, building, and sweat equity can take up to 24 months.
Notes
Families purchase Habitat-renovated or newly built homes at or below cost. Must demonstrate need for housing, ability to be a responsible homeowner, and willingness to partner with Habitat.