Habitat for Humanity of Greater Waterbury Homeownership Program
Funding status: Active
How much assistance
No down payment required; 0% interest mortgage (Zero-Interest Loan)
Affordable mortgage held by Habitat affiliate. Homeowners contribute sweat equity hours.
Eligibility
- Income limits: Must demonstrate need for housing and ability to make affordable mortgage payments.
- First-time buyer required: No
- Geographic restrictions: Beacon Falls, Middlebury, Naugatuck, Oxford, Prospect, Southbury, Waterbury, Watertown, Wolcott, and Woodbury
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Greater Waterbury Homeownership Program
Step 1: Contact Habitat for Humanity of Greater Waterbury to inquire about current application cycles. Families are selected based on need for housing, ability to make payments on an affordable mortgage, and willingness to partner with Habitat through sweat equity.
Notes
Founded in 2002. Completed first house in 2007. Homeowners contribute sweat equity in building their own home and subsequent homes for other families.