See programs you qualify for
Get Matched Free →Habitat for Humanity of Henderson Homeownership Program
How much assistance
Affordable mortgage with $1,000 minimum down payment required (Zero-Interest Loan)
Affordable repayment terms structured around family income and ability to pay.
Eligibility
- Income limits: Must demonstrate financial need; serves low-income families
- First-time buyer required: No
- Geographic restrictions: Henderson, Kentucky area
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Henderson Homeownership Program
Step 1: Apply during the annual housing fair held each year by Habitat for Humanity of Henderson. The process includes a pre-application, review by the NMLS and Homeowner Selection Committee, home visits, partnership agreements, required classes, and a minimum of 250 hours of sweat equity. Applicants must have at least 2 years of continuous, steady, and verifiable income.
Notes
Founded in 1990. Currently has 15 partner families in the homeownership pipeline. Recently received a $400,000 FHLB Cincinnati grant for affordable housing. Applications accepted during annual housing fair.