Habitat for Humanity of Horry County Homeownership Program

Administered by: Habitat for Humanity of Horry County · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Interest-free mortgage with only $2,000 down payment required (Zero-Interest Loan)

Interest-free mortgage for the life of the loan. Home is sold at no profit.

Eligibility

  • Income limits: Household income must fall between 35% and 80% of the area median income for Horry County.
  • First-time buyer required: Yes — Must demonstrate need for safe, decent, and affordable housing.
  • Geographic restrictions: Must have lived in Horry County for at least one year.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Horry County Homeownership Program

Step 1: Applications are accepted periodically. Contact Habitat for Humanity of Horry County at (843) 650-8815 ext. 8003 or visit their office at 165 Co-Op Road, Myrtle Beach, SC 29588. The program is 18-24 months and includes monthly financial literacy classes and 300 hours of sweat equity per adult.

Visit program website

Notes

Habitat homes are built by volunteers and sold at no profit. Applicants must complete 300 hours of sweat equity per adult, attend monthly financial literacy classes, pay down existing debt, and agree not to take on additional debt during the program.

Cities Where This Program Is Available