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Habitat for Humanity of St. Joseph County Homeownership Program

Administered by:
Habitat for Humanity of St. Joseph County
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable mortgage with no down payment required
Affordable mortgage payments based on income. No traditional down payment required; sweat equity hours serve as the homebuyer's investment.

Eligibility

  • Income limits: Must meet low-to-moderate income guidelines based on household size
  • First-time buyer required: Yes — Must not have owned a home or be overburdened by cost of rent and/or utilities
  • Geographic restrictions: St. Joseph County, Indiana
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of St. Joseph County Homeownership Program

Attend a homeownership meeting to learn about the program and fill out a pre-application. If initial qualifications are met, you will be invited to a smaller meeting to complete a full application. A $30 credit check fee per applicant is required.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)