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Get Matched Free →Habitat for Humanity of St. Joseph County Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage with no down payment required (Zero-Interest Loan)
Affordable mortgage payments based on income. No traditional down payment required; sweat equity hours serve as the homebuyer's investment.
Eligibility
- Income limits: Must meet low-to-moderate income guidelines based on household size
- First-time buyer required: Yes — Must not have owned a home or be overburdened by cost of rent and/or utilities
- Geographic restrictions: St. Joseph County, Indiana
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of St. Joseph County Homeownership Program
Step 1: Attend a homeownership meeting to learn about the program and fill out a pre-application. If initial qualifications are met, you will be invited to a smaller meeting to complete a full application. A $30 credit check fee per applicant is required.
Notes
Since 1987, Habitat for Humanity of St. Joseph County has partnered with more than 650 families and built over 240 affordable homes. Homebuyers invest hundreds of hours of sweat equity working alongside volunteers.