See programs you qualify for

Get Matched Free →

Habitat for Humanity of Kitsap County Homeownership Program

Administered by: Habitat for Humanity of Kitsap County · Nonprofit · Zero-Interest Loan

Funding status: Waitlist

How much assistance

Below-market home sale paired with affordable Habitat mortgage; effective subsidy typically tens of thousands of dollars (Zero-Interest Loan)

Long-term affordability preserved through resale restrictions

Eligibility

  • Income limits: Total household income within 30%-80% of Kitsap County Area Median Income
  • First-time buyer required: Yes — First-time homebuyer (no homeownership in the past three years)
  • Geographic restrictions: Must have lived or worked in Kitsap County for the past 12 consecutive months
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Kitsap County Homeownership Program

Step 1: Application process is currently paused due to a staffing change. Call 360-479-3853 or visit kitsaphabitat.org to be notified when applications reopen. Once open, applicants must attend trainings, classes, monthly construction meetings, and contribute sweat equity hours.

Notes

Application intake is currently paused as of early 2026 per Habitat Kitsap. Verify current status before referring buyers.

Cities Where This Program Is Available