Habitat for Humanity Lake-Sumter Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage with below-market terms (Zero-Interest Loan)
Affordable, long-term mortgage. Buyers contribute sweat equity hours toward the construction or renovation of their home.
Eligibility
- Income limits: Must demonstrate affordability (housing costs no more than 30% of income)
- First-time buyer required: No
- Credit score minimum: 640
- Geographic restrictions: Must live or work in Lake or Sumter County.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity Lake-Sumter Homeownership Program
Step 1: Applications are accepted during open enrollment periods. Visit habitatls.org/apply or call 352-483-0434 for current enrollment dates. Applicants must complete First-Time Homebuyer, Financial Literacy, and Credit Counseling classes. Sweat equity hours are required.
Notes
Habitat Lake-Sumter builds affordable, site-built homes in Lake and Sumter Counties. Target credit score is 640. Sweat equity can be earned by volunteering with Habitat and completing educational courses.