Habitat for Humanity of Long Island Homeownership Program
Funding status: Active
How much assistance
Affordable home purchase with subsidized mortgage (Zero-Interest Loan)
Grants and subsidies reduce the loan amount so that monthly housing payments do not exceed approximately 30% of monthly income.
Eligibility
- Income limits: Must meet Habitat for Humanity of Long Island income guidelines based on household size.
- First-time buyer required: Yes — Must be a first-time homebuyer who will occupy the property.
- Geographic restrictions: Homes built in Nassau and Suffolk County communities on Long Island.
- Homebuyer education required: No
How to Apply for Habitat for Humanity of Long Island Homeownership Program
Step 1: Check habitatliny.org for application availability. Submit a housing application when the application period opens. Meet income and eligibility requirements. Complete required sweat equity hours.
Notes
Applications open periodically. Current builds include homes in Sound Beach, Riverhead, Amityville, and Bellport. Contact Habitat LI for current availability.