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Habitat for Humanity of Metro Louisville Homeownership Program

Administered by: Habitat for Humanity of Metro Louisville · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Homes priced $144,000 - $280,000 with 0% interest financing (Zero-Interest Loan)

Affordable mortgage with 0% interest. Permanent affordability structure.

Eligibility

  • Income limits: Income-based pricing model. Contact Habitat for specific thresholds.
  • Purchase price limit: $280,000
  • First-time buyer required: No
  • Geographic restrictions: Jefferson and Oldham Counties in Kentucky.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Metro Louisville Homeownership Program

Step 1: Contact Habitat for Humanity of Metro Louisville at (502) 637-6265 or visit louisvillehabitat.org to begin the application process. Financial literacy classes are required.

Notes

Habitat builds or renovates homes and sells them to qualifying families with 0% interest mortgages. Requires financial literacy coursework and sweat equity hours.

Cities Where This Program Is Available