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Habitat for Humanity of the Lowcountry Homeownership Program

Administered by:
Habitat for Humanity of the Lowcountry
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

No-interest mortgage with homes sold at no profit. Monthly payments set at 30% or less of household income.
No-interest mortgage for the life of the loan. Home is sold at no profit.

Eligibility

  • Income limits: Household income must be between 30% and 80% of the area median income for Beaufort County.
  • First-time buyer required: Yes — Must demonstrate need for safe, decent, and affordable housing.
  • Geographic restrictions: Must reside in southern Beaufort County (south of the Broad River) or Jasper County. Homes are built in these areas including Hilton Head Island and Bluffton.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of the Lowcountry Homeownership Program

Pick up an application at the Habitat office at 21 Brendan Lane, Bluffton, SC, Monday through Thursday 9am-3pm. The program requires completion of homeownership classes and at least 300 hours of sweat equity. Contact Habitat for Humanity of the Lowcountry for current application periods.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)