Habitat for Humanity Metro Maryland Homeownership Program

Administered by: Habitat for Humanity Metro Maryland · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage with zero-interest terms (Zero-Interest Loan)

Zero-interest mortgage structured for affordability based on household income and ability to repay.

Eligibility

  • Income limits: Household income between 30% and 80% of Area Median Income (AMI) as determined by HUD.
  • First-time buyer required: No
  • Geographic restrictions: Serves Montgomery County and Prince George's County, Maryland.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity Metro Maryland Homeownership Program

Step 1: Apply through Habitat for Humanity Metro Maryland at habitatmm.org. Selection based on housing need, ability to pay, and willingness to partner through sweat equity and homebuyer education.

Notes

Homebuyers must complete financial coaching, homebuyer training, and sweat equity hours. Homes are newly built or renovated. Also offers home repair programs for existing homeowners in Montgomery and Prince George's Counties.

Cities Where This Program Is Available