Habitat for Humanity MetroWest/Greater Worcester Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage with housing costs capped at 30% of gross monthly income (Zero-Interest Loan)
Affordable mortgage terms based on income rather than home value.
Eligibility
- Income limits: Household income between 30-60% of Area Median Income for Worcester County as defined by HUD
- First-time buyer required: No
- Geographic restrictions: Serves 42 cities and towns in Worcester and Middlesex counties.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity MetroWest/Greater Worcester Homeownership Program
Step 1: Apply through Habitat for Humanity MetroWest/Greater Worcester. Must demonstrate need for adequate shelter (housing too small, unsafe, or consuming more than 35% of monthly income). Complete sweat equity requirement and homeowner readiness training.
Notes
Partner families contribute sweat equity helping build affordable homes and participate in homeowner readiness training. Serves families in 42 Massachusetts cities and towns across Worcester and Middlesex counties.