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Habitat for Humanity North Central Massachusetts Homeownership Program

Administered by:
Habitat for Humanity North Central Massachusetts
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Affordable home purchase with no-interest mortgage and sweat equity partnership
Affordable mortgage repayment plan; no traditional interest charged

Eligibility

  • Income limits: Household income must fall between 30%-60% of Area Median Income for the Fitchburg/Leominster area as defined by HUD
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years
  • Geographic restrictions: Serves Ashburnham, Ashby, Athol, Ayer, Baldwinville, Clinton, Fitchburg, Gardner, Groton, Harvard, Hubbardston, Lancaster, Leominster, Lunenburg, Petersham, Phillipston, Royalston, Shirley, Sterling, Templeton, Townsend, West Townsend, Westminster, and Winchendon
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity North Central Massachusetts Homeownership Program

Apply directly through North Central Massachusetts Habitat for Humanity. Families are selected based on level of need, willingness to partner with Habitat (including 200-350 hours of sweat equity), and ability to repay an affordable mortgage. Contact Habitat for Humanity NCM at their Leominster office.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (2 cities across 1 state)