Habitat for Humanity of North Louisiana Homeownership Program

Administered by: Habitat for Humanity of North Louisiana · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase with zero-interest mortgage and income-based payments (Zero-Interest Loan)

Zero-interest mortgage with affordable monthly payments based on income.

Eligibility

  • Income limits: Must meet low-income guidelines set by Habitat for Humanity.
  • First-time buyer required: No
  • Geographic restrictions: Ouachita, Lincoln, and Jackson parishes in northeast Louisiana.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of North Louisiana Homeownership Program

Step 1: Contact Habitat for Humanity of North Louisiana at (318) 323-8003 or visit 2816 Deborah Drive, Monroe, LA 71201. Applicants must be a resident of northeast Louisiana for at least 6 months. Homebuyers are required to contribute 250 hours of sweat equity labor.

Notes

Habitat selects homeowners based on level of need, willingness to partner with Habitat, and ability to repay an affordable mortgage. This is a construction and homeownership program, not traditional down payment assistance.

Cities Where This Program Is Available