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Habitat for Humanity of Northern Fox Valley

Administered by:
Habitat for Humanity of Northern Fox Valley
· Nonprofit · Zero-Interest Loan
Funding status: Active

How much assistance

Below-market home with 0% interest Habitat mortgage
0% interest loan held by Habitat. Borrower pays only the subsidized cost of the home over the term of the loan.

Eligibility

  • Income limits: Low-income families; annual HUD-based income guidelines.
  • First-time buyer required: No
  • Geographic restrictions: Northern Fox Valley region including Elgin, Crystal Lake, Batavia, Carpentersville, and surrounding communities in northern Kane and McHenry Counties.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Northern Fox Valley

Apply through Habitat for Humanity of Northern Fox Valley, headquartered at 56 S. Grove Avenue in Elgin. Complete homebuyer education, sweat-equity hours, and financial counseling. Selection committee evaluates applicants on need, ability to pay, and willingness to partner.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (6 cities across 1 state)