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Get Matched Free →Habitat for Humanity of Northern Fox Valley
Funding status: Active
How much assistance
Below-market home with 0% interest Habitat mortgage (Zero-Interest Loan)
0% interest loan held by Habitat. Borrower pays only the subsidized cost of the home over the term of the loan.
Eligibility
- Income limits: Low-income families; annual HUD-based income guidelines.
- First-time buyer required: No
- Geographic restrictions: Northern Fox Valley region including Elgin, Crystal Lake, Batavia, Carpentersville, and surrounding communities in northern Kane and McHenry Counties.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Northern Fox Valley
Step 1: Apply through Habitat for Humanity of Northern Fox Valley, headquartered at 56 S. Grove Avenue in Elgin. Complete homebuyer education, sweat-equity hours, and financial counseling. Selection committee evaluates applicants on need, ability to pay, and willingness to partner.
Notes
Also operates the Critical Home Repair (CHR) program for seniors, disabled, and families in difficulty. Nonprofit Illinois Residential Mortgage licensee. Separate affiliate from Fox Valley Habitat (Aurora).