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Habitat for Humanity of Northwest Indiana Homeownership Program

Administered by: Habitat for Humanity of Northwest Indiana · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage with no traditional down payment required (Zero-Interest Loan)

Affordable mortgage payments based on household income. Volunteer hours serve as the homebuyer's investment.

Eligibility

  • Income limits: Must earn between 30% and 80% of the median income for Lake County
  • First-time buyer required: Yes — Must demonstrate need for adequate housing
  • Geographic restrictions: Lake County, Indiana
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Northwest Indiana Homeownership Program

Step 1: Contact Habitat for Humanity of Northwest Indiana at 219-923-7265 ext. 305 or email homeownership@nwihabitat.org. Must complete 300 hours of volunteer time and homeownership education and financial counseling.

Notes

Applicants must demonstrate need for housing, ability to pay a Habitat mortgage, and willingness to partner with Habitat including 300 volunteer hours.

Cities Where This Program Is Available