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Get Matched Free →Habitat for Humanity NYC Homeownership Program
Funding status: Active
How much assistance
Affordable home purchase with below-market mortgage
Affordable mortgage structured so total monthly costs do not exceed 33% of gross monthly income.
Eligibility
- Income limits: Household income between 50% and 120% of Area Median Income (AMI) based on household size.
- First-time buyer required: Yes — Must be a first-time homebuyer as established by HUD.
- Geographic restrictions: Must purchase in New York City (through NYC Housing Lottery).
- Homebuyer education required: No
How to Apply for Habitat for Humanity NYC Homeownership Program
Apply through the NYC Housing Lottery when applications become available. Applicants are selected randomly through the lottery. Provide a cash down payment. Complete sweat equity hours as required by Habitat for Humanity.
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