Habitat for Humanity of Polk County Homeownership Program
Funding status: Active
How much assistance
Affordable mortgage through USDA Rural Development partnership (Zero-Interest Loan)
Affordable mortgage with monthly payments. Homeowners own their homes and are responsible for maintenance and upkeep.
Eligibility
- Income limits: Must qualify for the USDA Rural Development Single Family Housing Direct Home Loan 502 program
- First-time buyer required: No
- Geographic restrictions: Must have lived in Polk County for at least one year. Must be a legal or permanent US citizen.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Polk County Homeownership Program
Step 1: Contact Habitat for Humanity of Polk County. Must first be approved for the USDA Rural Development Single Family Housing Direct Home Loan 502 program. The homeownership process includes education on personal finance, budgeting, mortgages, and home maintenance.
Notes
Partners with the USDA Rural Development program to build homes for low-income families in Polk County. Habitat homes are not free but are more affordable than traditional homes.