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Habitat for Humanity of Porter County Homeownership Program

Administered by: Habitat for Humanity of Porter County · Nonprofit · Zero-Interest Loan

Funding status: Open (application period typically October 1-31 annually)

How much assistance

Affordable mortgage on a Habitat-built home with zero-interest terms (Zero-Interest Loan)

Zero-interest mortgage with affordable monthly payments

Eligibility

  • Income limits: Must meet income guidelines set by Habitat for Humanity of Porter County (typically 30-80% AMI)
  • First-time buyer required: Yes — Must not have owned adequate housing; demonstrated need for affordable housing
  • Geographic restrictions: Must live or work in Porter County, Indiana for at least 12 months.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Porter County Homeownership Program

Step 1: Apply during the open application period (October 1-31). Must complete financial literacy courses and contribute 250 hours of sweat equity.

Notes

Habitat builds homes in targeted Porter County communities including Valparaiso, South Haven, and Portage. Since 1994, the affiliate has been building affordable homes in the county.

Cities Where This Program Is Available