Habitat for Humanity of San Antonio Homeownership Program

Administered by: Habitat for Humanity of San Antonio · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable home purchase with zero-interest mortgage (Zero-Interest Loan)

15 to 25 year zero-percent interest mortgage with affordable monthly payments capped at no more than 30% of household income.

Eligibility

  • Income limits: Household income between 20% and 80% of the Area Median Income.
  • First-time buyer required: Yes — Must be a first-time homebuyer or have not owned a home in the last 3 years.
  • Geographic restrictions: Must purchase in Bexar County or Guadalupe County.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of San Antonio Homeownership Program

Step 1: Apply through Habitat for Humanity of San Antonio at habitatsa.org. Must complete homebuyer education and commit to a minimum of 300 hours of sweat equity. Call (210) 223-5203 for information.

Notes

Families must invest 300 hours of sweat equity helping build their home and neighbors' homes. Has helped more than 1,400 families achieve homeownership. Must be a U.S. citizen or permanent resident with 3 years of stable income history.

Cities Where This Program Is Available