Habitat for Humanity South Sarasota County Homeownership Program

Administered by: Habitat for Humanity South Sarasota County · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage with below-market terms (Zero-Interest Loan)

Affordable, long-term mortgage with no interest. Buyers contribute sweat equity hours toward the construction or renovation of their home.

Eligibility

  • Income limits: Generally 50% to 80% of area median gross income
  • First-time buyer required: No
  • Geographic restrictions: Must have lived or worked in South Sarasota County (Osprey, Laurel, Nokomis, Venice, North Port, or Sarasota County side of Englewood) for at least 12 months.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity South Sarasota County Homeownership Program

Step 1: Applications are only accepted during open enrollment periods. Visit the Habitat for Humanity South Sarasota County website or call 941-493-6606 to learn about current enrollment dates and application requirements.

Notes

Habitat South Sarasota has been building and renovating affordable homes since 1992. Applicants must demonstrate need for adequate housing, ability to pay the mortgage, and willingness to partner with Habitat. Free homeownership classes are offered covering budgeting, home maintenance, and insurance.

Cities Where This Program Is Available