Habitat for Humanity of Spartanburg Homeownership
Funding status: Active
How much assistance
Affordable home purchase with zero-interest mortgage and affordable monthly payments (Zero-Interest Loan)
Affordable mortgage repayment through monthly payments.
Eligibility
- Income limits: Must meet Habitat income guidelines based on HUD low-to-moderate income levels for Spartanburg County.
- First-time buyer required: Yes — Must not currently own a home.
- Geographic restrictions: Must purchase in Spartanburg County.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Spartanburg Homeownership
Step 1: Contact Habitat for Humanity of Spartanburg to learn about eligibility and application cycles. Applicants are selected based on level of need, willingness to partner with Habitat, and ability to repay an affordable mortgage.
Notes
Added March 2026. Habitat selects homeowners based on need, willingness to partner, and ability to repay.