Habitat for Humanity of Washington County Homeownership Program

Administered by: Habitat for Humanity of Washington County, MD · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Affordable mortgage with below-market terms (Zero-Interest Loan)

Affordable mortgage structured to ensure long-term homeownership sustainability.

Eligibility

  • Income limits: Must meet Habitat for Humanity income guidelines (typically 30%-80% AMI)
  • First-time buyer required: No
  • Geographic restrictions: Must purchase a Habitat-built or Habitat-renovated home in Washington County, MD.
  • Homebuyer education required: Yes

How to Apply for Habitat for Humanity of Washington County Homeownership Program

Step 1: Contact Habitat for Humanity of Washington County to learn about upcoming home builds and application cycles. Must complete sweat equity hours and homebuyer education as part of the program.

Notes

Habitat builds and renovates homes in Washington County and sells them to qualifying families with affordable, zero-interest mortgages. Families contribute sweat equity hours working on Habitat projects.

Cities Where This Program Is Available