Habitat for Humanity of Wichita Falls Homeownership Program
How much assistance
Affordable home sold at no profit with a zero-interest, 20-30 year mortgage. No down payment required. (Zero-Interest Loan)
Zero-interest mortgage for 20 to 30 years on the principal amount. Home is sold at no profit to the partner family.
Eligibility
- Income limits: Must demonstrate financial need and ability to repay an affordable mortgage. Contact Habitat for specific income guidelines.
- First-time buyer required: No
- Geographic restrictions: Wichita Falls, Texas area.
- Homebuyer education required: Yes
How to Apply for Habitat for Humanity of Wichita Falls Homeownership Program
Step 1: Contact Habitat for Humanity of Wichita Falls at (940) 716-9300 or visit their office at 1206 Lamar, Wichita Falls, TX 76301. If selected, the process from selection to homeownership is normally 8-18 months. During this time, applicants work sweat equity hours, attend homebuyer education classes, and save money for closing costs.
Notes
Habitat selects homeowners based on level of need, willingness to partner (sweat equity), and ability to repay a mortgage. No down payment is required. Applications accepted periodically.