See programs you qualify for
Get Matched Free →Hardin County Habitat for Humanity Homeownership
How much assistance
Affordable home purchase with below-market mortgage (Zero-Interest Loan)
Affordable mortgage structured so partner families can afford monthly payments.
Eligibility
- Income limits: Must fall within 30-60% of Area Median Income for Hardin County
- First-time buyer required: No
- Geographic restrictions: Must be a citizen of Hardin County and have lived in the county for at least 12 months.
- Homebuyer education required: No
How to Apply for Hardin County Habitat for Humanity Homeownership
Step 1: Contact Hardin County Habitat for Humanity at (270) 360-9900. Located at 2816 Ring Road, Elizabethtown, KY 42701. Partner families must contribute 500 sweat equity hours (250 for individual homeowners) and attend financial literacy classes. Families are selected based on need for adequate housing, ability to pay a Habitat mortgage, and willingness to partner.
Notes
Founded in 1992 and has built over 73 homes. Only organization in Hardin County that consistently offers homeownership to families making 30-60% of AMI. Habitat serves as lender, contractor, and nonprofit partner.