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Get Matched Free →Haverhill First Time Homebuyer Assistance Program
Funding status: Active
How much assistance
Up to $15,000 for downpayment and/or closing costs
0% interest loan with a 5-year term. Every year the buyer lives in the property as a primary residence, 20% of the original balance is forgiven. Fully forgiven after 5 years.
Eligibility
- Income limits: Low-to-moderate income households (up to 80% AMI)
- First-time buyer required: Yes — Must not have owned a home in the past three years.
- Geographic restrictions: Must purchase a property located in the Mount Washington neighborhood or the Lower Acre neighborhood of Haverhill.
- Homebuyer education required: Yes
How to Apply for Haverhill First Time Homebuyer Assistance Program
Step 1: Confirm you are purchasing in the Mount Washington or Lower Acre neighborhood. Step 2: Complete a first-time homebuyer education course. Step 3: A minimum of 1.5% of the purchase price must come from your own savings. Step 4: Contact the Community Development Department at Haverhill City Hall, 4 Summer Street, Haverhill MA 01830. Call 311 (within city limits) or 978-358-1311.
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