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Hernando County SHIP Purchase Assistance Program

Administered by:
Hernando County Housing Authority
· County · Forgivable Loan
Funding status: Active

How much assistance

Up to $10,500
Zero-interest deferred forgivable loan secured by a second mortgage and note on the property. The note is forgiven at the end of the term as long as the loan is not in default.

Eligibility

  • Income limits: At or below 120% of the Area Median Income for the Tampa-St. Petersburg-Clearwater Metropolitan Statistical Area based on household size
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Property must be located within Hernando County. Purchase price must not exceed 90% of the average area purchase price.
  • Homebuyer education required: Yes

How to Apply for Hernando County SHIP Purchase Assistance Program

Obtain a pre-approval from a mortgage lender before applying. Applications are available online and at the Housing and Supportive Services Department at 621 W. Jefferson Street, Brooksville, FL 34601. Contact Health and Human Services at 352-540-4338 for more information.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (1 city across 1 state)