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Get Matched Free →HFA of Hillsborough County Mortgage Program
Funding status: Active
How much assistance
Down payment and closing cost assistance as a 0% second mortgage, combined with competitive first mortgage rates
Second mortgage at 0% interest, deferred. Repaid upon sale, refinance, or transfer.
Eligibility
- Income limits: Must meet HFA income limits for the county.
- First-time buyer required: Yes — Must not have owned and occupied a primary residence in the past 3 years. Applies to buyer and spouse.
- Credit score minimum: 640
- Geographic restrictions: Must purchase in Hillsborough County.
- Homebuyer education required: Yes
How to Apply for HFA of Hillsborough County Mortgage Program
Apply through an HFA-approved participating lender. Complete a pre-purchase homebuyer education course. FICO mid score must be 640 or higher with maximum DTI of 45%.
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