City of Hialeah SHIP Down Payment Assistance Program

Administered by: City of Hialeah Housing and Community Services · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $40,000 (Forgivable Loan)

Zero-interest deferred loan. Forgiveness terms based on affordability period. Must maintain owner-occupancy.

Eligibility

  • Income limits: Must be at or below 140% of Area Median Income for Miami-Dade County, adjusted for household size
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Must purchase a home within the City of Hialeah.
  • Homebuyer education required: Yes

How to Apply for City of Hialeah SHIP Down Payment Assistance Program

Step 1: Contact the City of Hialeah Housing and Community Services Department. Complete a HUD-approved homebuyer education course. Apply during open application periods when SHIP funds are available. Funds are distributed on a first-come, first-served basis.

Visit program website

Notes

Funded through the Florida State Housing Initiatives Partnership (SHIP) program. Assistance amounts and availability vary by funding cycle. Verify current availability with the city.

Cities Where This Program Is Available