Hillsborough County Down Payment Assistance (SHIP)

Administered by: Hillsborough County Affordable Housing Services · County · Deferred Loan

Funding status: Active

How much assistance

Up to $40,000 (Deferred Loan)

Deferred loan terms set by Hillsborough County. Must maintain as primary residence.

Eligibility

  • Income limits: Must be income eligible per Hillsborough County SHIP guidelines for low- and moderate-income households.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must purchase in Hillsborough County.
  • Homebuyer education required: Yes

How to Apply for Hillsborough County Down Payment Assistance (SHIP)

Step 1: Contact Hillsborough County Affordable Housing Services. Complete a HUD-approved homebuyer education course. Apply through the county with a participating lender.

Visit program website

Cities Where This Program Is Available