Home HeadQuarters Buffalo Closing Cost Assistance

Administered by: Home HeadQuarters · Nonprofit · Grant

Funding status: Active

How much assistance

Up to $9,000 ($5,000 deferred loan/grant plus $4,000 low-interest loan) (Grant)

$5,000 grant portion is a deferred loan forgiven based on occupancy. $4,000 loan portion at up to 6% interest payable over 5 years (3% for those below 80% AMI).

Eligibility

  • Income limits: Must fall below 80% of HUD median income guidelines for grant portion
  • First-time buyer required: Yes
  • Geographic restrictions: Must be a Home HeadQuarters mortgage customer.
  • Homebuyer education required: Yes

How to Apply for Home HeadQuarters Buffalo Closing Cost Assistance

Step 1: Contact Home HeadQuarters through their Mortgage Inquiry Form at homehq.org/buffalo. Must complete a HUD-certified homebuyer education course.

Notes

The full $9,000 is available only to Home HeadQuarters mortgage customers. The mortgage product requires only 2% down at 6.99% interest over 25 years with Auto-Pay enrollment.

Cities Where This Program Is Available