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Get Matched Free →Home Sweet Home Hillsborough Program
Funding status: Active
How much assistance
$5,000 within City of Tampa; $30,000 in Hillsborough County outside Tampa (as of December 5, 2025)
30-year deferred second mortgage at zero percent interest. No monthly payments. Repaid upon sale, refinance, or transfer of ownership.
Eligibility
- Income limits: Must meet HFA income limits for Hillsborough County.
- First-time buyer required: Yes — Must not have owned and occupied a primary residence in the past 3 years.
- Credit score minimum: 640
- Geographic restrictions: Must purchase in Hillsborough County. Assistance amount differs: $5,000 within City of Tampa vs $30,000 elsewhere in the county.
- Homebuyer education required: Yes
How to Apply for Home Sweet Home Hillsborough Program
Complete a program-approved pre-purchase homebuyer education course. Apply through a participating lender listed on the HFA of Hillsborough County website. Maximum DTI ratio is 45%.
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