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Get Matched Free →HONK Lease-to-Own Homeownership Program
Funding status: Active
How much assistance
Varies; portion of monthly lease payments gifted back at purchase for down payment and closing costs
Lease-to-own model over 12-18 months. A portion of each monthly lease payment is set aside and gifted back at the time of purchase.
Eligibility
- Income limits: At or below 80% of Area Median Income (AMI)
- First-time buyer required: No
- Geographic restrictions: Serves Kenton, Campbell, and Boone counties in Northern Kentucky, with emphasis on the urban core of Covington, Ludlow, Newport, Dayton, Bellevue, and Bromley.
- Homebuyer education required: No
How to Apply for HONK Lease-to-Own Homeownership Program
Contact HONK at (859) 581-4665 or visit their office at 502 Fry Street in Covington. Applicants must demonstrate steady income that can support a mortgage and the ability to improve credit within 12-18 months if needed. Residents must perform 8 hours of community service per month.
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