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Get Matched Free →House Concord Down Payment Assistance Program
Funding status: Active
How much assistance
Up to $10,000
Five-year depreciating loan that depreciates at 20% per year. After five years of owner-occupancy, the loan is considered paid in full.
Eligibility
- Income limits: At or below 80% AMI for the Concord-Gastonia HUD Metro FMR area
- Purchase price limit: $332,000
- First-time buyer required: Yes — Must not have owned a home as a principal residence in the past 3 years.
- Geographic restrictions: Must purchase within Concord city limits.
- Homebuyer education required: Yes
How to Apply for House Concord Down Payment Assistance Program
Step 1: Complete an 8-hour homebuyer education workshop provided by a HUD-certified agency or counselor. Step 2: Verify your income does not exceed 80% AMI for the Concord area. Step 3: Contribute a minimum of $1,000 toward the purchase price. Step 4: Find a single-family home or manufactured home within Concord city limits priced at or below $332,000 for existing homes or $350,000 for new construction. Step 5: Contact the City of Concord Business and Neighborhood Services Division for application details.
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