Houston Habitat for Humanity Homeownership Program

Administered by: Houston Habitat for Humanity · Nonprofit · Zero-Interest Loan

Funding status: Active

How much assistance

Varies based on home cost and family need (Zero-Interest Loan)

Zero-interest mortgage loan. Homebuyers partner with volunteers to build their home and invest hundreds of hours of sweat equity.

Eligibility

  • Income limits: Household income between 50% and 80% of the Area Median Income.
  • First-time buyer required: Yes — Must not have owned a home in the last 3 years.
  • Geographic restrictions: Home must be within the City of Houston and eligible to pay taxes to the City of Houston.
  • Homebuyer education required: Yes

How to Apply for Houston Habitat for Humanity Homeownership Program

Step 1: Apply through Houston Habitat for Humanity at houstonhabitat.org. Complete homebuyer education and commit to sweat equity hours. Call (713) 671-9993 for information.

Visit program website

Notes

Homebuyers must invest hundreds of hours of sweat equity working alongside volunteers. Houston Habitat staff provide ongoing support with property taxes, insurance, and mortgage questions.

Cities Where This Program Is Available