Houston Harvey Homebuyer Assistance Program 2.0 (HbAP 2.0)

Administered by: City of Houston Housing and Community Development Department · City · Forgivable Loan

Funding status: Active

How much assistance

Up to $125,000 (Forgivable Loan)

Provides down payment assistance, closing costs, principal reduction, and interest rate reduction. Specific forgiveness terms apply based on program guidelines.

Eligibility

  • Income limits: Must meet income qualification requirements set by the City of Houston HCD.
  • First-time buyer required: Yes — Must be a first-time homebuyer.
  • Geographic restrictions: Must have lived within the City of Houston jurisdiction on August 25, 2017, during Hurricane Harvey.
  • Homebuyer education required: Yes

How to Apply for Houston Harvey Homebuyer Assistance Program 2.0 (HbAP 2.0)

Step 1: Attend a virtual quarterly training session hosted by HCD, then apply through the program. Contact the City of Houston HCD for current application details.

Visit program website

Notes

Funded with over $19 million invested. Specifically for residents impacted by Hurricane Harvey. Virtual trainings offered throughout 2026.

Cities Where This Program Is Available