See programs you qualify for
Get Matched Free →City of Houston Homebuyer Assistance Program (HAP)
Funding status: Active
How much assistance
Up to $50,000
No-interest forgivable loan secured by a lien. Loan is forgiven after 5 years of owner-occupancy.
Eligibility
- Income limits: Household income at or below 80% of the Area Median Income (AMI).
- First-time buyer required: Yes — Must not have owned a home in the last 3 years.
- Geographic restrictions: Home must be within the City of Houston city limits and must pay taxes to the City of Houston.
- Homebuyer education required: Yes
How to Apply for City of Houston Homebuyer Assistance Program (HAP)
Obtain a homebuyer education certificate from a HUD-approved agency, then call 832.394.6200 to complete an application and determine eligibility.