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Get Matched Free →IHCDA Mortgage Credit Certificate (MCC)
Funding status: Active
How much assistance
Up to $2,000 per year in federal tax credits
Available annually for the life of the mortgage as long as the borrower occupies the home as their primary residence.
Eligibility
- Income limits: Varies by county; subject to IHCDA income limits.
- First-time buyer required: Yes — Must not have owned a home in the past 3 years. Veterans and buyers in targeted areas are exempt.
- Geographic restrictions: Must purchase within Indiana.
- Homebuyer education required: No
How to Apply for IHCDA Mortgage Credit Certificate (MCC)
Request the Mortgage Credit Certificate when applying for a loan through an IHCDA Participating Lender. The MCC can be combined with other IHCDA programs.
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Learn More About Homebuying in Indiana
Cities Where This Program Is Available (34 cities across 1 state)
Indiana (34 cities)
- Anderson, IN
- Bloomington, IN
- Brownsburg, IN
- Carmel, IN
- Columbus, IN
- Crown Point, IN
- Elkhart, IN
- Evansville, IN
- Fishers, IN
- Fort Wayne, IN
- Gary, IN
- Goshen, IN
- Greenwood, IN
- Hammond, IN
- Indianapolis, IN
- Jeffersonville, IN
- Kokomo, IN
- Lafayette, IN
- Lawrence, IN
- Merrillville, IN
- Michigan City, IN
- Mishawaka, IN
- Muncie, IN
- New Albany, IN
- Noblesville, IN
- Plainfield, IN
- Portage, IN
- Richmond, IN
- South Bend, IN
- Terre Haute, IN
- Valparaiso, IN
- West Lafayette, IN
- Westfield, IN
- Zionsville, IN