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INHP Down Payment Assistance

Administered by: Indianapolis Neighborhood Housing Partnership (INHP) · Nonprofit · Deferred Loan

Funding status: Active

How much assistance

Up to $14,999 (Deferred Loan)

Zero-interest second mortgage with payments deferred to years 21-30 of the loan term.

Eligibility

  • Income limits: Must meet INHP income guidelines; varies by household size.
  • First-time buyer required: No
  • Geographic restrictions: Must purchase within Marion County, Indiana.
  • Homebuyer education required: Yes

How to Apply for INHP Down Payment Assistance

Step 1: Contact INHP at 317-610-HOME to begin the process. Complete homebuyer education through INHP. You must obtain your mortgage through INHP to qualify for the down payment assistance. INHP provides guidance throughout the entire homebuying process from pre-qualification to closing.

Visit program website

Notes

Down payment assistance is only available when paired with an INHP mortgage. INHP is a HUD-approved housing counseling agency and CDFI. Assistance amounts may vary based on household size and income.

Cities Where This Program Is Available