Invest Atlanta HOME Atlanta 4.0

Administered by: Invest Atlanta · City · Grant

Funding status: Active

How much assistance

3.5% grant toward down payment and closing costs on FHA or VA mortgage ($5,000 standard; $7,500 for PEN/CHOICE qualifying buyers) (Grant)

No repayment required. No affordability period.

Eligibility

  • Income limits: Income limits per Invest Atlanta guidelines. Must qualify for FHA or VA mortgage.
  • Purchase price limit: $325,000
  • First-time buyer required: No
  • Credit score minimum: 660
  • Geographic restrictions: Home must be located within Atlanta city limits.
  • Homebuyer education required: Yes

How to Apply for Invest Atlanta HOME Atlanta 4.0

Step 1: Apply through an Invest Atlanta participating lender. Can be combined with other Invest Atlanta incentives, Atlanta Housing DPA, and Georgia Dream programs for maximum benefit.

Visit program website

Notes

PEN: active military, healthcare providers, educators, and public protectors. CHOICE: families with a disabled household member. Maximum DTI 45% (50% with 680+ credit score).

Cities Where This Program Is Available