City of Jacksonville Homeownership Down Payment Assistance

Administered by: City of Jacksonville Neighborhood Improvement Services · City · Deferred Loan

Funding status: Active

How much assistance

Varies based on available funding (0% interest deferred second mortgage) (Deferred Loan)

0% interest deferred payment loan, due in full at the end of the first mortgage term, upon resale, or upon conversion to a rental unit.

Eligibility

  • Income limits: Must be below 80% of the area median income
  • First-time buyer required: Yes
  • Geographic restrictions: Must purchase within Jacksonville city limits.
  • Homebuyer education required: Yes

How to Apply for City of Jacksonville Homeownership Down Payment Assistance

Step 1: Contact Jacksonville Neighborhood Improvement Services at 910-938-5286. Homebuyer education courses are offered several times a year at Jacksonville Station, 1300 N Marine Blvd, Jacksonville, NC.

Visit program website

Notes

Funded by HUD HOME and/or CDBG funds. Exact assistance amount varies by funding cycle and applicant eligibility. Verify current funding availability by contacting the city directly at 910-938-5286.

Cities Where This Program Is Available