See programs you qualify for
Get Matched Free →Kansas Housing Assistance Program (KHAP)
Funding status: Active
How much assistance
Up to 4% cash assistance (3% option for buyers with 640-659 credit scores)
Cash assistance grant tied to a 30-year fixed-rate first mortgage. No repayment required if program guidelines are followed.
Eligibility
- Income limits: Income limits set by KHAP based on household size and county; available statewide.
- First-time buyer required: Yes — Must be a first-time homebuyer unless purchasing in a Federally Designated Targeted Area.
- Credit score minimum: 640
- Geographic restrictions: Available statewide in Kansas. Co-sponsored by Sedgwick and Shawnee Counties.
- Homebuyer education required: Yes
How to Apply for Kansas Housing Assistance Program (KHAP)
Apply through one of the KHAP participating lenders (about 20 in the Sedgwick County area). Borrower must have minimum 660 credit score for 4% assistance, or 640-659 for 3% option. 30-year fixed-rate FHA, VA, USDA RD, or Conventional first mortgage required.
Free eligibility check
See every program you may qualify for
How soon are you looking to buy?
Question 1 of 6
housebuyerguides