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King County Housing Authority Homeownership Voucher Program

Administered by:
King County Housing Authority
· County · Government-Guaranteed Mortgage
Funding status: Active

How much assistance

Monthly Housing Choice Voucher subsidy applied to mortgage payment in place of rent.
Not a forgivable loan. Voucher assistance continues up to the program term (typically 15 years, 30 years for elderly or disabled households) as long as the family remains eligible.

Eligibility

  • Income limits: At or below 80% of King County Area Median Income; family must be a current KCHA Housing Choice Voucher participant.
  • First-time buyer required: Yes — Must be a first-time homebuyer (no home ownership during the prior 3 years).
  • Geographic restrictions: Home must be located within King County, Washington (outside the cities of Seattle and Renton, which operate their own housing authorities).
  • Homebuyer education required: Yes

How to Apply for King County Housing Authority Homeownership Voucher Program

Already be a King County Housing Authority Housing Choice Voucher (Section 8) participant in good standing.

Request information about the Homeownership Voucher Program from your KCHA caseworker.

Complete a HUD-approved homebuyer education course.

Meet minimum income requirements from employment (disability income counts for disabled households).

Work with a participating lender to get mortgage pre-approval.

Find and purchase a home that meets KCHA inspection standards.

KCHA applies your voucher subsidy to your monthly mortgage payment instead of rent.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (11 cities across 1 state)