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Get Matched Free →King County Housing Authority Homeownership Voucher Program
How much assistance
Monthly Housing Choice Voucher subsidy applied to mortgage payment in place of rent. (Government-Guaranteed Mortgage)
Not a forgivable loan. Voucher assistance continues up to the program term (typically 15 years, 30 years for elderly or disabled households) as long as the family remains eligible.
Eligibility
- Income limits: At or below 80% of King County Area Median Income; family must be a current KCHA Housing Choice Voucher participant.
- First-time buyer required: Yes — Must be a first-time homebuyer (no home ownership during the prior 3 years).
- Geographic restrictions: Home must be located within King County, Washington (outside the cities of Seattle and Renton, which operate their own housing authorities).
- Homebuyer education required: Yes
How to Apply for King County Housing Authority Homeownership Voucher Program
Step 1: Already be a King County Housing Authority Housing Choice Voucher (Section 8) participant in good standing. Request information about the Homeownership Voucher Program from your KCHA caseworker. Complete a HUD-approved homebuyer education course. Meet minimum income requirements from employment (disability income counts for disabled households). Work with a participating lender to get mortgage pre-approval. Find and purchase a home that meets KCHA inspection standards. KCHA applies your voucher subsidy to your monthly mortgage payment instead of rent.
Notes
This program is only open to existing KCHA voucher holders. The KCHA waitlist for new vouchers is typically closed and opens periodically via lottery. Program serves King County outside Seattle and Renton city limits. Verify current eligibility and available resources with KCHA.