See programs you qualify for

Get Matched Free →

KHC Affordable Down Payment Assistance (Affordable DAP)

Administered by:
Kentucky Housing Corporation
 · State · Repayable Loan
Funding status: Active

How much assistance

Up to $7,500
10-year second mortgage at 1% interest rate. Designed for lower-income buyers with more favorable terms than the Regular DAP.

Eligibility

  • Income limits: Must meet lower income thresholds (varies by county). Contact a KHC-approved lender for current limits.
  • Purchase price limit: $544,232
  • First-time buyer required: No
  • Credit score minimum: 620
  • Geographic restrictions: Available statewide in Kentucky.
  • Homebuyer education required: Yes

Free eligibility check

Up to $7,500 in assistance. Check if you qualify for KHC Affordable Down Payment Assistance (Affordable DAP).

  • Free
  • No credit check
  • Takes 2 minutes

Are you a first-time homebuyer?

YesNoNot sure
Question 1 of 6
housebuyerguides

How to Apply for KHC Affordable Down Payment Assistance (Affordable DAP)

Apply through a KHC-approved lender who originates both your first mortgage and the DPA second mortgage. You cannot apply directly through KHC.

Free eligibility check

See every program you may qualify for

  • Free
  • No credit check
  • Takes 2 minutes

How soon are you looking to buy?

Within 30 days1–3 months3–6 months6–12 monthsJust researching
Question 1 of 6
housebuyerguides

Learn More About Homebuying in Kentucky

Cities Where This Program Is Available (17 cities across 1 state)

Kentucky (17 cities)

Available Statewide In