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KHC Hardest Hit Fund Down Payment Assistance (HHF-DAP)

Administered by: Kentucky Housing Corporation · County · Forgivable Loan

Funding status: Active

How much assistance

Up to $10,000 (Forgivable Loan)

Zero-interest forgivable second mortgage with a 5-year term. Forgiven after 5 years of owner-occupancy.

Eligibility

Income limits: Must meet KHC income limits for the county (varies by household size)
First-time buyer required: Yes — Must not have owned a home in the previous three years
Geographic restrictions: Property must be located in Christian, Hardin, Jefferson, or Kenton County only
Homebuyer education required: Yes

How to Apply for KHC Hardest Hit Fund Down Payment Assistance (HHF-DAP)

Step 1: Contact a KHC-approved lender to apply. Applicants must provide their last three years of tax returns or tax transcripts and complete homebuyer education.

Visit program website

Notes

KHC announced $1 million in HHF down payment assistance specifically for Christian County. Only available for properties in Christian, Hardin, Jefferson, or Kenton County. Verify current funding availability with KHC.