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KHC Hardest Hit Fund Down Payment Assistance (HHF-DAP)

Administered by:
Kentucky Housing Corporation
· County · Forgivable Loan
Funding status: Active

How much assistance

Up to $10,000
Zero-interest forgivable second mortgage with a 5-year term. Forgiven after 5 years of owner-occupancy.

Eligibility

  • Income limits: Must meet KHC income limits for the county (varies by household size)
  • First-time buyer required: Yes — Must not have owned a home in the previous three years
  • Geographic restrictions: Property must be located in Christian, Hardin, Jefferson, or Kenton County only
  • Homebuyer education required: Yes

How to Apply for KHC Hardest Hit Fund Down Payment Assistance (HHF-DAP)

Contact a KHC-approved lender to apply. Applicants must provide their last three years of tax returns or tax transcripts and complete homebuyer education.

Learn More About Homebuying Assistance

Cities Where This Program Is Available (4 cities across 1 state)