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Get Matched Free →KHC Regular Down Payment Assistance (DAP)
Funding status: Active
How much assistance
Up to $12,500
15-year fixed-rate second mortgage at approximately 4.75% interest. Monthly payment of about $97 per month on the full $12,500 amount.
Eligibility
- Income limits: Varies by county and household size. Contact a KHC-approved lender for current limits.
- Purchase price limit: $544,232
- First-time buyer required: No
- Credit score minimum: 620
- Geographic restrictions: Available statewide in Kentucky.
- Homebuyer education required: Yes
How to Apply for KHC Regular Down Payment Assistance (DAP)
Apply through a KHC-approved lender who originates both your first mortgage and the DPA second mortgage. You cannot apply directly through KHC. Find approved lenders at kyhousing.org.
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