See programs you qualify for

Get Matched Free →

KHRC First-Time Homebuyer Program

Administered by:
Kansas Housing Resources Corporation
· State · Forgivable Loan
Funding status: Active

How much assistance

15-20% of purchase price (up to $40,000)
Forgiven entirely after 10 years if the home remains the buyer's primary residence. 0% interest, no monthly payments.

Eligibility

  • Income limits: 20% assistance for households at or below 50% AMI; 15% assistance for households between 50% and 80% AMI.
  • First-time buyer required: Yes — Must not have owned a home in the past 3 years.
  • Geographic restrictions: Not available in Topeka, Wichita, Lawrence, Kansas City, or Johnson County. Buyer must invest 1-10% of sale price from own funds.
  • Homebuyer education required: Yes

How to Apply for KHRC First-Time Homebuyer Program

Apply through a KHRC-participating lender. Complete a homebuyer education course. KHRC staff follow up via email after the inquiry form is submitted.

Learn More About Homebuying in Kansas

Cities Where This Program Is Available (16 cities across 1 state)

Available Statewide In