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Get Matched Free →KHRC First-Time Homebuyer Program
Funding status: Active
How much assistance
15-20% of purchase price (up to $40,000)
Forgiven entirely after 10 years if the home remains the buyer's primary residence. 0% interest, no monthly payments.
Eligibility
- Income limits: 20% assistance for households at or below 50% AMI; 15% assistance for households between 50% and 80% AMI.
- First-time buyer required: Yes — Must not have owned a home in the past 3 years.
- Geographic restrictions: Not available in Topeka, Wichita, Lawrence, Kansas City, or Johnson County. Buyer must invest 1-10% of sale price from own funds.
- Homebuyer education required: Yes
How to Apply for KHRC First-Time Homebuyer Program
Step 1: Apply through a KHRC-participating lender. Complete a homebuyer education course. KHRC staff follow up via email after the inquiry form is submitted.
Notes
Forgivable second mortgage paired with a primary mortgage from a KHRC participating lender.